[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sikovnykotlik.cz\/jak-si-rozumne-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.sikovnykotlik.cz\/jak-si-rozumne-pujcit\/","headline":"Jak si rozumn\u011b p\u016fj\u010dit?","name":"Jak si rozumn\u011b p\u016fj\u010dit?","description":"P\u016fj\u010dek se dnes nab\u00edz\u00ed v\u00edc ne\u017e dost a nejednou je ka\u017ed\u00e1 z nich jin\u00e1. N\u011bkter\u00e1 m\u00e1 tu a n\u011bkter\u00e1 onu p\u0159ednost, n\u011bkter\u00e1 ale tak\u00e9 v tom \u010di onom nevyhovuje tomu kter\u00e9mu \u010dlov\u011bku. Proto\u017ee stejn\u011b jako p\u016fj\u010dky jsou i \u017eadatel\u00e9 ka\u017ed\u00fd... <a class=\"more-link\" href=\"https:\/\/www.sikovnykotlik.cz\/jak-si-rozumne-pujcit\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2020-01-18","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.sikovnykotlik.cz\/author\/#Person","name":"","url":"https:\/\/www.sikovnykotlik.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sikovnykotlik.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sikovnykotlik.cz\/wp-content\/uploads\/img_a346553_w1697_t1560858861.jpg","url":"https:\/\/www.sikovnykotlik.cz\/wp-content\/uploads\/img_a346553_w1697_t1560858861.jpg","height":0,"width":0},"url":"https:\/\/www.sikovnykotlik.cz\/jak-si-rozumne-pujcit\/","about":["Pen\u00edze"],"wordCount":482,"articleBody":"          P\u016fj\u010dek se dnes nab\u00edz\u00ed v\u00edc ne\u017e dost a nejednou je ka\u017ed\u00e1 z nich jin\u00e1. N\u011bkter\u00e1 m\u00e1 tu a n\u011bkter\u00e1 onu p\u0159ednost, n\u011bkter\u00e1 ale tak\u00e9 v tom \u010di onom nevyhovuje tomu kter\u00e9mu \u010dlov\u011bku. Proto\u017ee stejn\u011b jako p\u016fj\u010dky jsou i \u017eadatel\u00e9 ka\u017ed\u00fd jin\u00fd, ka\u017ed\u00fd m\u00e1 sv\u00e1 plus a m\u00ednus. V\u0161eobecn\u011b se d\u00e1 tud\u00ed\u017e \u0159\u00edci snad jedin\u011b to, \u017ee \u010dlov\u011bk mus\u00ed splnit to, co se po n\u011bm \u017e\u00e1d\u00e1, m\u00e1-li se k vytou\u017een\u00fdm financ\u00edm n\u011bjak dostat.  A pokud mu padne do oka dejme tomu 100% hypot\u00e9ka, m\u016f\u017ee si b\u00fdt jist, \u017ee zde vyhov\u00ed vcelku bez probl\u00e9m\u016f. Jist\u011b, i tato m\u00e1 sv\u00e1 potenci\u00e1ln\u00ed \u00faskal\u00ed, ale ta jsou ve srovn\u00e1n\u00ed s v\u011bt\u0161inou konkurence lehce p\u0159ekonateln\u00e1. A to navzdory tomu, \u017ee u\u017e dnes jej\u00ed n\u00e1zev nen\u00ed stoprocentn\u011b v\u00fdsti\u017en\u00fd, \u017ee jde sp\u00ed\u0161e o ust\u00e1len\u00e9 slovn\u00ed spojen\u00ed ne\u017e o realitu. \u010clov\u011bk tu tak nedostane on\u011bch sto procent. A to jednodu\u0161e proto, \u017ee to dnes u\u017e p\u0159edpisy neumo\u017e\u0148uj\u00ed. Zrovna tak doty\u010dn\u00fd nem\u016f\u017ee doufat v to, \u017ee nebudou zkoum\u00e1ny jeho finan\u010dn\u00ed pom\u011bry a registry dlu\u017en\u00edk\u016f. Ov\u0161em do t\u011bchto nebude nahl\u00ed\u017eeno pouze proto, aby byl d\u016fvod \u017eadatele odm\u00edtnout, n\u00fdbr\u017e proto, aby se nestrkaly pen\u00edze n\u011bkomu, komu u\u017e nemohou pomoci, koho by dal\u0161\u00ed p\u016fj\u010dka jen je\u0161t\u011b v\u00edce potopila.  A tak je tu t\u0159eba prok\u00e1zat, \u017ee je ten, kdo si chce p\u016fj\u010dit, tak\u00e9 schopen v\u0161e podle dohody vr\u00e1tit. Podnikatel tak mus\u00ed dolo\u017eit da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, u n\u011bho\u017e nez\u00e1le\u017e\u00ed ale ani tak na jeho v\u00fd\u0161i, jako na tom, \u017ee jeho firma skute\u010dn\u011b funguje a m\u00e1 tedy logiku mu poskytovat podnikatelsk\u00fd \u00fav\u011br. Podnikatel v\u0161ak tak\u00e9 m\u016f\u017ee da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nahradit i vydan\u00fdmi fakturami, podnikatelsk\u00fdm z\u00e1m\u011brem a podobn\u011b. \u017dadatel o spot\u0159ebitelsk\u00fd \u00fav\u011br pak mus\u00ed dolo\u017eit p\u0159\u00edjem t\u00e9\u017e, ale m\u016f\u017ee se nechat zastoupit coby spoludlu\u017en\u00edkem i p\u0159\u00edbuzn\u00fdm maj\u00edc\u00edm p\u0159\u00edjem, nem\u00e1-li ho on s\u00e1m. \u017dadatel pak tak\u00e9 m\u016f\u017ee dolo\u017eit sv\u00e9 p\u0159\u00edjmy pracovn\u00ed smlouvou, v\u00fdpisy z \u00fa\u010dtu, v\u00fdplatn\u00edmi p\u00e1skami, rozhodnut\u00edm o p\u0159izn\u00e1n\u00ed n\u011bkter\u00e9 soci\u00e1ln\u00ed d\u00e1vky \u010di vym\u011b\u0159en\u00ed d\u016fchodu \u010di jin\u00fdmi doklady. A spot\u0159ebitel mus\u00ed dolo\u017eit i sv\u00e9 v\u00fddaje, aby bylo z\u0159ejm\u00e9, \u017ee mu zbydou pen\u00edze i na spl\u00e1cen\u00ed. Ale rozhodn\u011b se toho nen\u00ed t\u0159eba b\u00e1t. Proto\u017ee u nebankovn\u00edho sektoru se d\u00e1 n\u011bjak\u00e1 ta dohoda naj\u00edt v\u017edy. A t\u00e9m\u011b\u0159 ka\u017ed\u00fd bude spokojen.                                                                                                                                                                                                                                                                                                                                                                                          3.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si rozumn\u011b p\u016fj\u010dit?","item":"https:\/\/www.sikovnykotlik.cz\/jak-si-rozumne-pujcit\/#breadcrumbitem"}]}]